India Pied-a-terre just posted a great idea on how to make inexpensive wall art using scrapbook paper. If you would like to learn how to make this:
For not a lot of dough, visit India’s blog at: http://indiapiedaterre.com/2011/11/10/wall-art-with-scrapbook-papers/
What a great idea!
You have probably begun thinking about what your new year’s resolutions will be. Lose weight, save money, have more free time. These are all noble ventures, but can they be done at the same time? Joining a gym and signing up for classes are excellent ways to lose weight. But how does that fit in with saving money and having more free time? Believe it or not, it is very feasible to lose weight without spending a mass amount of time or money. Here are a few ideas how:
1) Walk. Walking is an excellent (and free) way to work your entire body. Whether you make an effort to park at the back of the parking lot, go for a walk during your lunch break, or a stroll around your neighborhood after work, walking is an excellent way to lose weight.
2) Purchase a multi-purpose workout kit. There are many kits on the market that include rubber bands for resistance training, numerous grips for various exercises, and a jump rope for cardio. Inexpensive kits allow you to do dozens of different exercises to tone your entire body.
3) Use workout DVD’s. Workout DVD’s are a good way to get some variety in your workout. You can check out DVD’s at your local library, or purchase them inexpensively online. My personal favorites is The Biggest Loser’s Boot Camp. It offers different levels for beginners and advanced. It takes less than a half hour and you can feel it in every part of your body!
4) Visit the playground. Child playgrounds are a great place to get your workout in. Pick a playground that is at least half a mile from home (so you get a mile walk in just by getting to & from!). Once you are there, the playground equipment can be used for stepping stairs, doing pull ups, and quick sprints. Use the equipment as your own obstacle course and get a full body workout!
5) Look for used equipment. If you can afford to purchase equipment for your home, this is a great way to take the hassle out of working out. Check Craigslist or local used sports stores. You may be able to get a great treadmill, free weights, or weight machines at a discounted price. Once you have made the purchase, put them in a “in the way” place where you will see the equipment everyday. If they are hidden in the corner of the basement, you will feel less guilt for not using them.
Whatever you decide to do as part of your exercise regiment, just remember to keep moving!
Rarely does Target have a coupon like this! Now through December 3, if you spend $50 at Target you will receive a free $10 gift card. Visit http://coupons.target.com/facebook-friends-and-fans-coupons to print your coupon. This comes at a great time as we are all trying to finish up (or start) our holiday shopping!
Your local dollar store can be a great resource for budget-friendly purchases. Keep in mind that even though each item is only $1, not every item is a good deal! Many items come in smaller containers so the per unit price is actually higher than at a typical store.
Here are some items that can be purchased at dollar stores that are truly a great value.
1) Greeting Cards. Many dollar stores often have 2/$1 deals on greeting cards, and they offer quite an assortment too!
2) Toothpaste. Make sure you are getting a full-size container or the per ounce price is probably higher than a traditional store. You may have to go to a less popular brand (AIM) to get a full size tube. Many of the popular brands are available at dollar stores, albeit in a smaller tube.
3) Toothbrushes. If you want name-brand, you can easily find an individual toothbrush for $1. Often times you can get double-packs of the name-brand as well. If you’re willing to go with an off-brand, don’t be surprised if you can get 3 or 4 for a buck! Avoid the “8 packs” as they will be so cheaply made it will not be worth it in the long-run.
4) Mailing Supplies. Many dollar stores sell bubblepack envelopes 2/$1. This is less than half of what you would pay at a big-box store.
5) Coloring Books. You may be surprised at the selection of popular character coloring books at your local dollar store. The price will easily be half of what you would pay at most traditional stores.
What great dollar store finds have you found?
For 8.7 million Americans, today is a good day. That is precisely how many people take Lipitor, a cholesterol reducing drug. Today the profitable drugs patent expires, allowing it to be marketed as a generic for the first time ever. Last year alone, Lipitor earned its maker Pfizer over $5 billion dollars.
For users, a generic version will cost up to half as much as the brand name version. Considering its popularity amongst elderly users who are more likely to be on fixed incomes, this is welcome news.
To find out more, visit http://abcnews.go.com/Health/lipitor-generic-consumers-expect/story?id=15051397
For those of you who may not be familiar, Dave Ramsey is a financial guru who teaches others in the form via television, radio, and books. His “take charge” attitude gets right to the point and forces people to wake up and take action in their financial futures.
His recent blog post “The Secret That Changes the World” discusses what it really takes to make positive changes in the world and in your life. If you are up for finding out the answer, visit the article at http://www.daveramsey.com/article/the-secret-word-that-changes-the-world/lifeandmoney_other. It is a great article and worth reading!