The Frugallery

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Archive for the tag “budgeting”

Great Dollar Store Finds

Your local dollar store can be a great resource for budget-friendly purchases.  Keep in mind that even though each item is only $1, not every item is a good deal!  Many items come in smaller containers so the per unit price is actually higher than at a typical store.
Here are some items that can be purchased at dollar stores that are truly a great value.
1) Greeting Cards.  Many dollar stores often have 2/$1 deals on greeting cards, and they offer quite an assortment too!
2) Toothpaste.  Make sure you are getting a full-size container or the per ounce price is probably higher than a traditional store.  You may have to go to a less popular brand (AIM) to get a full size tube.  Many of the popular brands are available at dollar stores, albeit in a smaller tube.
3) Toothbrushes.  If you want name-brand, you can easily find an individual toothbrush for $1.  Often times you can get double-packs of the name-brand as well.  If you’re willing to go with an off-brand, don’t be surprised if you can get 3 or 4 for a buck!  Avoid the “8 packs” as they will be so cheaply made it will not be worth it in the long-run.
4) Mailing Supplies.  Many dollar stores sell bubblepack envelopes 2/$1.  This is less than half of what you would pay at a big-box store.
5) Coloring Books.  You may be surprised at the selection of popular character coloring books at your local dollar store.  The price will easily be half of what you would pay at most traditional stores.
What great dollar store finds have you found?

Book review: Your Money or Your Life Joe Dominguez & Vicki Robin

Your Money or Your Life by Joe Dominguez & Vicki Robin is a “must read” for everyone who deals with money (that’s everyone)!

The book walks you through the steps of finding out where you are financially.  It forces you to calculate your spending down to the penny & find savings opportunities.  The book walks you through determining your values and goals to find ways to put your money to work towards the future.  I first read this when my (then) fiance and I combined our household money.  It was an eye-opener for both of us and helped open the lines of communication for us to talk about this important subject.

It is different from the typical budgeting book in that it focuses less on specific tips of how to save money, and more about examining needs versus wants.  It speaks to the value of your time and whether your spending is aligned with your values.

You can visit your local library to check out a copy or buy a used copy very reasonably through Amazon by clicking on the link below.

Your Money or Your Life: Transforming Your Relationship with Money and Achieving Financial Independence

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